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Best Travel Credit Cards for June 2022

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Travel credit cards will help you earn rewards on and toward your next trip. They offer a wide variety of perks spread across flights, hotels, car rentals and more, while simultaneously earning you rewards on everyday spending categories like groceries, gas and restaurants. These cards are designed with different styles of travel in mind, for all budgets and financial goals. They all have no foreign transaction fees, so using them abroad will not cost you extra.

Best overall travel card for most travelers

Intro OfferEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.

APR16.74% – 23.74% Variable

Intro Purchase APRN/A

Recommended Credit Excellent/Good

Reward Rates

  • 5x on travel purchased through Chase Ultimate Rewards®
  • 3x on dining.
  • 2x on all other travel purchases, plus more.

Annual Fee$95

Balance Transfer APR16.74% – 23.74% Variable

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

  • 5x on travel purchased through Chase Ultimate Rewards®
  • 3x on dining.
  • 2x on all other travel purchases, plus more.

Our Take

The Chase Sapphire Preferred® Card has the best travel rewards program relative to the annual fee. The rewards and welcome bonus seem roughly equivalent to other cards at its price point, but the 25% redemption value boost for points when booking travel through the Chase Ultimate Rewards portal puts this card’s rewards program far ahead.

It also includes other common travel cards perks like no foreign transaction fees and some travel insurance coverage. This card also offers travel credit — a $50 Annual Hotel Credit for hotel stays purchased through Chase Ultimate Rewards each account anniversary. A unique feature is 1-to-1 points transfers with airline and hotel partners, allowing you more flexibility in your rewards redemption.

See more details in our full review of the Chase Sapphire Preferred.

Intro OfferNew Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®

APR17.74% – 24.74% Variable

Intro Purchase APRN/A

Recommended Credit Excellent

Reward Rates

  • Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
  • Earn 5x total points on air travel through Chase Ultimate Rewards®.
  • Earn 3x points on other travel and dining.
  • Earn 1 point per $1 spent on all other purchases

Annual Fee$550

Balance Transfer APR17.74% – 24.74% Variable

Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is greater

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

  • Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
  • Earn 5x total points on air travel through Chase Ultimate Rewards®.
  • Earn 3x points on other travel and dining.
  • Earn 1 point per $1 spent on all other purchases

Our Take

The Chase Sapphire Reserve may look expensive at first glance, but the credits and rewards can easily compensate for the cost for frequent travelers. Not only will you earn great travel rewards, but you’ll receive perks that save you time and energy during your journey. You’ll get a statement credit reimbursement for Global Entry or TSA PreCheck (worth $100 for Global Entry or $85 for TSA PreCheck, both valid for five years), which can save you the hassle of long security lines at the airport.

You’ll automatically be reimbursed for up to $300 of travel expenses per year via the annual travel credit, plus you’ll get airport lounge access through Priority Pass Select and a number of other VIP-style travel perks. 

For more details, see our full review of the Chase Sapphire Reserve.

Best travel card with no annual fee

Intro Offer25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.

APR14.74% – 24.74% Variable APR on purchases and balance transfers

Intro Purchase APR0% for 15 billing cycles

Recommended Credit Excellent/Good

Reward Rates

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire.

Annual Fee$0

Balance Transfer APR14.74% – 24.74% Variable APR on purchases and balance transfers

Balance Transfer Fee Either $10 or 3% of the amount of each transaction, whichever is greater.

Late Payment Fee See terms

Foreign Transaction Fees None

Penalty APR up to 29.99% APR

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire.

Our Take

For travel cards with no annual fee, the Bank of America® Travel Rewards credit card offers one of the best flat rewards rate at 1.5 points per $1 spent on purchases. If you use the card to book your flights, hotels or other accommodations when you first get it, you’ll likely be able to earn the welcome bonus — and then later spend it on your charges as a statement credit. The introductory APR on purchases can offer some security as an emergency card while you’re traveling, as well. If the unexpected happens and you need a last-minute flight back, you’ll have time to pay it off.

A well-rounded rewards program

Intro OfferFor a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

APR17.49% – 25.49% (Variable)

Intro Purchase APRN/A

Recommended Credit Excellent, Good

Reward Rates

  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases

Annual Fee$95

Balance Transfer APR17.49% – 25.49% (Variable)

Balance Transfer Fee Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Late Payment Fee Up to $40

Foreign Transaction Fees 0%

Penalty APR Up to 29.99% (Variable)

  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases

Our Take

The Citi Premier® Card is Citi’s competitor to the Chase Sapphire Preferred Card. Though the Sapphire Preferred may offer higher rewards rates on certain travel, the Citi Premier Card is less restrictive in the purchases that earn you points — and 3x points is a respectable rate to offer for so many categories. The 80,000 point welcome bonus after spending $4,000 in the first three months is fairly competitive, too: If you earn it, it’s redeemable for $800 in gift cards, a statement credit or travel rewards at Thankyou.com.

There is a travel credit — $100 Annual Hotel Savings Benefit toward a single hotel stay of $500 or more when booked through Thankyou.com, excluding taxes and fees — but it’s more restrictive than that of some of its competitors. 

For more information, check out our full review of the Citi Premier Card.

Best flat rate on all purchases

Intro OfferNew Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

APR16.24% – 24.24% (Variable)

Intro Purchase APRN/A

Recommended Credit Excellent, Good

Reward Rates

  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Earn unlimited 2X miles on every purchase, every day.

Annual Fee$95

Intro Balance Transfer APRN/A

Balance Transfer APR16.24% – 24.24% (Variable)

Balance Transfer Fee $0 at this Transfer APR

Late Payment Fee Up to $40

Foreign Transaction Fees None

Penalty APR None

  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Earn unlimited 2X miles on every purchase, every day.

Our Take

The Capital One Venture Rewards Credit Card is a straightforward, easy-to-use option for those who want to book travel with travel reward miles generated from general spending, instead of worrying about eligible purchase spending categories. Besides the rewards and welcome bonus, The Capital One Venture also gives cardholders up to a $100 statement credit for TSA PreCheck or Global Entry, as well as travel accident insurance and auto rental collision insurance (terms, conditions and exclusions apply. Refer to your Guide to Benefits for more details).

Check out our full review of the Capital One Venture Rewards Credit Card.

What are the benefits of travel rewards credit cards?

Travel rewards cards are designed for a few purposes. They can help you earn points or miles to be redeemed for travel expenses, insure trips from unexpected mishaps or upgrade your accommodations. Annual fees for travel cards can range from $0 to hundreds of dollars, so it’s important to understand what you’ll get before signing up.

Common travel card benefits include:

Boosted travel rewards: Many travel credit cards offer elevated rewards rates for travel purchases, such as flights and hotels.

Travel booking portals: Several major credit card issuers have their own travel portals for booking flights, hotels, rental cars and more. Sometimes, these portals offer better deals if you book using your points or miles.

Trip insurance: Many travel credit cards offer some combination of baggage insurance, trip delay, trip cancellation, trip interruption or car rental collision insurance. You’ll have to check the fine print of each specific card for the details.

TSA PreCheck or Global Entry: Some credit cards will offer a credit for TSA PreCheck or Global Entry. These programs help you get through security lines at the airport faster and may benefit frequent flyers.

Lounge access: A perk common among premium travel cards, some credit cards offer access to airport lounges. There, you can wait for your flight in comfort with refreshments, lounges and work areas.

Annual travel credits: Many travel cards offer some sort of annual travel credit, whether for hotels, flights or general travel purchases. These credits can range from $50 into the hundreds of dollars, but they typically only come with travel cards that have an annual fee.

Consider the combination of these travel perks along with rewards rates in a credit card offer, and compare it to your own travel habits before choosing a travel credit card.

FAQs

What are foreign transaction fees?

You won’t find foreign transaction fees on most travel credit cards. Foreign transaction fees are charged by other types of credit cards when you use your card internationally. This charge is meant to cover transactional costs. In most cases, foreign transaction fees amount to 3% of the amount you charge to your credit card.

What are premium travel cards?

Premium travel cards are more expensive than most travel credit cards — they typically have annual fees ranging in the hundreds of dollars. In exchange, they offer better benefits than typical travel cards, such as higher rewards rates, more annual credits or better travel upgrades. They’re typically marketed to frequent travelers.

What’s the difference between airline credit cards and travel credit cards?

Co-branded airline credit cards are designed for frequent flyers of a specific airline. Their benefits are usually more targeted to flights than general travel. For example, perks often include a discount on in-flight purchases, or companion fares that allow you to bring a guest on your trip. If you’re not loyal to one airline, a general travel card usually offers better rewards for most travelers.

Read more: Airline Cards vs. Travel Credit Cards

Our methodology

CNET reviews credit cards by exhaustively comparing them across set criteria developed for each major category, including cash-back, welcome bonus, travel rewards and balance transfer. We take into consideration the typical spending behavior of a range of consumer profiles — with the understanding that everyone’s financial situation is different — and the designated function of a card. 

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.



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Overwatch 2 Beta Begins Tomorrow: Start Time and What to Expect

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Overwatch 2 starts its second beta on Tuesday, June 28, for PC and console players. The beta begins at 2 p.m. ET/11 a.m. PT and runs through Monday, July 18. Sign-ups are still open for a chance to participate, and you can still get guaranteed access if you’re willing to spend some cash.  

The next beta will be our first look at Junker Queen, a new tank hero who first appeared in posters on the Junkertown map that was released in 2017. Fans have been hoping to play her ever since, and five years later, we’re finally getting the chance. The new beta also adds a new hybrid map, Paraiso. The developers have laid out their goals for the beta, which include testing server capacity and hero balance. 

Overwatch 2 is the sequel to Blizzard’s class-based shooter, featuring two teams of five players fighting over objectives. Overwatch devs announced in June that the game will be free to play and will launch in early access on Oct. 4. The first beta injected a frantic pace into the game, which was a welcome change from the slower, more grinding pacing that’s plagued Overwatch in recent years. The free-to-play PvP element will bring the game more in line with other competitive shooters, like Valorant and Apex Legends.

How to sign up for the Overwatch 2 beta

Anyone can sign up for Overwatch 2’s second beta, but it’s not technically an open beta. The game will add people gradually as it ramps up server capacity, and the first big wave of beta access will happen on July 5, according to the beta FAQ page. Even if you were in the previous beta, you’ll need to sign up again. 

Here’s how to sign up:

1. Go to the Overwatch 2 beta site.
2. In the top right corner, log in to your Blizzard Account.
3. At the bottom of the Overwatch 2 beta page, choose your platform (and region for PlayStation players).
4. Then hit Request Beta Access.

If you want guaranteed beta access on June 28, you can purchase the Watchpoint Pack ($40). In addition to beta access on day one, you’ll also get two legendary character skins, a unique player icon and enough digital currency to buy the first two battle passes.

How do I download the Overwatch 2 beta?

Blizzard hasn’t released details on downloading the second beta, but it should follow the same process as the first beta. Here’s how that worked:

1. Log in to your Battle.net account and navigate to Overwatch on the game launcher.

2. In the bottom left, click the Game Version drop-down.

3. Select Overwatch 2 Tech Beta to install.

4. When the download is complete, hit the blue Play button to start.

Junker Queen spinning her axe

Junker Queen’s ultimate ability helps her close distance and end fights quickly.


Blizzard

Junker Queen abilities

The new beta finally gives fans a chance to play as Junker Queen, a hero we’ve all been excited about and/or thirsting over since she was first teased on the Junkertown map. Here’s what we know about Junker Queen’s abilities, from the Overwatch Twitter account:

New Hybrid Map: Paraiso

The beta also adds Paraiso, a new hybrid map that explores Lucio’s home, including the DJ’s Clube Sinestesia. As with all hybrid maps, players will start by attacking or defending a control point, and if the attackers succeed, players will spend the rest of the map attacking or defending a payload. 

An underground club with light-up floor

Clube Sinestesia is where support hero Lucio found fame as a DJ.


Blizzard

For more Overwatch 2 news, check out everything we learned from the Overwatch 2 reveal event.



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Icebergify: How To Create an Iceberg of Your Most Listened to Spotify Artists

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Been on social media today? Seen those bizarre musical Icebergs floating around in your feed? You’re not alone. Screenshots like this have been doing the rounds today, particularly on Twitter. 

It’s all created via the magic of a website called Icebergify.

Using the data from your Spotify listening habits, Icebergify creates an Iceberg of your most listened to artists ranked by popularity. At the tip of the iceberg? Your favourite “mainstream” artists. Your Taylor Swifts, your Beyonces, your Drakes, etc. The further down you go, the more obscure it becomes. It looks a little like this…

If you want to see your own iceberg, you can head to the website directly. Be warned: it does require your Spotify log-in. 

The Icebergify website was developed by Akshay Raj, a freshman studying Computer & Data Science at Rice University. He says he has no plans to monetize the site or use the data collected — which is limited to your username, Spotify account ID and the top 50 tracks and artists listened to over the past few years. 

How does it work? It’s fairly simple. Icebergify takes your most listened to artists and sorts them according to popularity rankings. Streams, shares, saves, likes, and followers are all taken into account. This is why Beyonce might be at the top of your iceberg, but lesser known artists are at the bottom, beneath the ocean. Also worth noting: It seems like Icebergify is being flooded due to its surprising popularity. Head back later if it doesn’t immediately work.





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Apple’s First Mixed-Reality Headset May Sport New M2 Processor

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Apple’s first mixed-reality headset could come with the company’s flagship M2 processor, just one of the “deluge” of new products the company is expected to unveil in the next year, Bloomberg’s Mark Gurman reported Sunday.

The M2, unveiled in June, features redesigned central processing units and a significant memory increase, which would provide a significant boost to the much-rumored headset over the previous M1 chip.

The much-rumored headset incorporating both virtual and augmented reality environments is expected to provide a boon to the gaming industry. Apple analyst Ming-Chi Kuo said earlier week that the headset — expected to be announced in January 2023 — would be the most complicated product Apple has designed yet.

Apple CEO Tim Cook has been vocal about his excitement about AR. Earlier this week, he explained that the tech industry is still in the “very early innings” of this technology’s possibilities.

“I couldn’t be more excited about the opportunities we’ve seen in this space, and sort of stay tuned and you’ll see what we have to offer,” Cook told China Daily.

Other products Gurman expects to debut in the next 12 months include four iPhone 14 models, three Apple Watch variations, several Macs with M2 and M3 chips, iPads, updated AirPods Pro earbuds, a fresh HomePod, and an upgraded Apple TV. 

Apple didn’t immediately respond to a request for comment.

Read moreApple AR, VR Headset Rumors: WWDC, Release Rumors, M1 Chip and More



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