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Discover it® Cash Back Review

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0% intro APR for 15 months for purchases — on top of the high cash back rate, this card also features a very competitive 0% intro APR offer. The go-to variable rate applies after the intro period expires. This can be a smart way to finance larger purchases, or simply if you find yourself in a temporary bind and want to avoid interest into 2023.

0% intro APR for balance transfers –– The same length 0% intro APR for 15 months applies for balance transfers. The go-to variable rate applies after the intro period expires. If you have credit card debt, you can transfer it to this card to avoid interest charges for well over a year on that transferred balance. Plus, you could use the cash back you earn from the card to help pay off any previous debt.

Earn up to 5% cash back — Cardholders earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, up to the quarterly maximum of $1,500 on purchases and when you activate. Category activation is easy: Discover will send you an email before each quarter, and then you simply activate with one click. All other purchases earn 1% cash back.

Unlimited Cashback Match sign-up bonus — This is my favorite perk of the card, and one that is unique and highly valuable. Discover will automatically match all the cash back you’ve earned at the end of your first year for new cardholders, which can help lead to a truly incredible amount of cash back in your pocket.

$0 annual fee — Credit cards packed with valuable features tend to charge a high annual fee, but not this card.



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Jailing of trans rapist Isla Bryson is ‘shambles’, says prison chief

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Sarah Armstrong, a professor of criminology at Glasgow University, said she was surprised that concern over the safety of women in prison was “focused on this one, very exceptional case” given the “scathing” reports from the European Committee on the Prevention of Torture after previous visits to Cornton Vale.



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Protests reach Haiti airport and Prime Minister's residence over police killings

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Protesters and some police officers protested at the official residence of Haiti’s prime minister in the capital Port-au-Prince on Thursday, decrying recent killings of police, according to one of his advisors.



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Actor Julian Sands latest hiker to encounter disaster near popular LA mountain, expert weighs in on dangers

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Several hikers have recently been killed or disappeared around a popular southern California peak – including missing actor Julian Sands – which should be a warning for would-be adventurers, experts said.

Mount Baldy’s breathtaking views come with real danger that can quickly turn a winter alpine trek into a nightmare, hiking expert Cris Hazzard told Fox News Digital.

“When there’s snow and ice on the mountains, it just takes one misstep to slide hundreds of feet down the slopes,” said Hazzard, of HikingGuy.com. People die on Mount Baldy every winter “like clockwork,” he added.

“Even if you survive, you could be trapped in a spot where no one can see you,” Hazzard said.

ACTOR JULIAN SANDS IDENTIFIED AS MISSING HIKER IN CALIFORNIA

Rescue efforts are still underway for British actor Julian Sands, who never returned to his car from a hike in the Angeles National Forest.

Rescue efforts are still underway for British actor Julian Sands, who never returned to his car from a hike in the Angeles National Forest.
(Franco Origlia)

Mount Baldy, in the Angeles National Forest about 50 miles west of downtown L.A., is a magnet for hikers who travel the alpine forests and double switchbacks around its 10,000-foot summit. On a clear day, visitors to the summit can see all the way to Catalina Island and the Pacific Ocean, Hazzard said. 

Sands, 65, became the latest hiker to go missing there nearly two weeks ago and he remained unaccounted for as of Thursday.

While the search for Sands continued Tuesday, 75-year-old Jin Chung was rescued after he never returned from a hike days earlier. The missing cases both came after a woman was killed when she slipped down a roughly 500-foot icy hillside.

The treacherous icy hills, Hazzard told Fox News Digital, are what usually get hikers into trouble in that part of the Angeles National Forest.

IPHONE EMERGENCY SERVICE HELPS RESCUE PAIR AFTER CRASH IN SOUTHERN CALIFORNIA FOREST

“Slipping on a narrow trail when hiking up a mountain in the summer usually means a bruised ego and a scrape or two,” Hazzard said. “But one slip or misstep on that same stretch of trail in the winter can get you into real trouble.”

Some hikers “don’t have the experience” – or the gear – for the mountain’s winter terrain, he added. 

“It’s easy to get lost when the trail is covered in snow or maybe even blazed incorrectly by the person before you,” he said.

“Climbing Mount Baldy right now should be done with at least a helmet, crampons, and ice axe and if you have yet to practice using tools like an ice axe, it’s just extra weight you’re carrying,” he added.

While there are areas around Mount Baldy that are more dangerous than others, including the Devil’s Backbone and the climb to Cucamonga Peak, Hazzard said trails with a lower profile can be just as dangerous in the winter.

NH HIKER FALLS TO DEATH OFF MOUNTAIN CLIFF WHILE TAKING PHOTOS WITH HIS WIFE, AUTHORITIES SAY

Snow-covered Mount Baldy is visible from Mt. Disappointment Road in the San Gabriel Mountains.

Snow-covered Mount Baldy is visible from Mt. Disappointment Road in the San Gabriel Mountains.
( Myung J. Chun/Los Angeles Times via Getty Images)

“You don’t have to slide hundreds of feet down a slope to get hurt,” Hazzard said. “It could be the section of the trail where you think it’s relatively safe to let your concentration wane and get sloppy with your footing.”

Hazzard suggested alternative southern California hiking options where snowfall is not an issue, including Joshua Tree National Park and the lower peaks of the San Gabriel and Santa Ana Mountains. However, if hikers insist on Mount Baldy during the winter, Hazzard provided some basic tips to try and stay as safe as possible. 

“Find a Forest Service road or flat trail and start there,” Hazzard said. “You can use your trekking poles, microspikes, or snowshoes, and it can be a great time. Bring the 10 essentials, wear layers that you can adjust to control heat and sweat, and let your family know where you’re hiking.”

HIKER FOUND DEAD IN TEXAS NATIONAL PARK AFTER HIGH WIND WARNING ON NEW YEAR’S EVE

Cris Hazzard hiking Mount Baldy.

Cris Hazzard hiking Mount Baldy.
(Cris Hazzard of HikingGuy.com)

“Expect to go slower than usual and enjoy the scenery; winter hiking is not about bagging the miles or summits. If you really want to bag Mount Baldy in the winter, learn how to mountaineer, practice your skills, pick the ideal conditions, and do it responsibly.”

The “extremely dangerous” conditions that claimed the life of the female hiker and another hiker in recent weeks prompted local authorities to urge hikers, including experienced ones, to avoid the area for the time being.

“Please know the current conditions on Mount Baldy are adverse and extremely dangerous. Due to the high winds, the snow has turned to ice, making hiking extremely dangerous,” authorities warned. 

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Los Angeles skyline framed by San Bernadino Mountains and Mount Baldy with fresh snow from Kenneth Hahn State Park.

Los Angeles skyline framed by San Bernadino Mountains and Mount Baldy with fresh snow from Kenneth Hahn State Park.
(Visions of America/Education Images/Universal Images Group via Getty Images)

The San Bernardino County Sheriff’s Search and Rescue Team said it has responded on 14 rescue missions in the last four weeks alone.

Search crews continue to look for Sands, known for his roles in “The Killing Fields” and “Leaving Las Vegas,” as of Thursday afternoon amid wintry conditions and avalanche warnings.

The U.S. Forest Service did not immediately respond to a request for comment from Fox News Digital. 



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