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Wells Fargo Reflect Card Review

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0% intro APR for up to 21 months (on both purchases and balance transfers) — This is where The Wells Fargo Reflect℠ Card simply can’t be beat. The card starts with a 0% intro APR on purchases and qualifying balance transfers for 18 months. To make it even better, you can get an intro APR extension of up to three months, for a total of 21 months. All you need to do is make on-time minimum payments during the intro and extension periods.

It’s worth noting that the intro APR applies to balance transfers made within the first 120 days of opening the account. There is also a balance transfer fee of 3% ($5 minimum) on transfers made within the first 120 days and 5% ($5 minimum) on transfers made after that. Those fee amounts are standard among balance transfer credit cards.

No annual fee — The Wells Fargo Reflect℠ Card is designed to help you save money both on credit card interest and other fees. Since it’s a no annual fee card, you don’t need to pay an annual fee to have it.

Cellphone protection — When you pay your monthly cellphone bill with your eligible Wells Fargo credit card, you get up to $600 of cellphone protection (subject to a $25 deductible). This is one of those underrated credit card perks. You don’t need to pay for cellphone insurance out of pocket, and you can still have the peace of mind that your phone is protected.

Special offers — Through My Wells Fargo Deals, you can earn cash back statement credits on shopping, dining, and experiences that you pay for with your eligible Wells Fargo card.



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Nord Stream: Sweden finds new leak in Russian gas pipeline

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The EU says the leaks are caused by sabotage and promises the “strongest possible response”.



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Poland tightened abortion laws. It didn't count on where help would come from next

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It’s early evening in an affluent neighborhood in the Dutch city of Haarlem and bed and breakfast owners Arnoud and Marika are waiting for their next guest to arrive. They’ve prepared their single room for her, a brightly colored space with massive windows overlooking a leafy drive.



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Austria to begin checks at border crossings with Slovakia to stop migrants

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Austria announced Wednesday that it will start checks at its border crossings with Slovakia, following a similar decision by the Czech Republic, in a move that’s aimed at keeping migrants from entering.

The measure becomes effective at midnight Wednesday, the Austrian government said.

The Austrian interior ministry said the border controls are a response to the Czech Republic’s announcement, a day earlier, of controls on its border with Slovakia starting Thursday, and aim to ensure that human traffickers do not use Austria as an alternative.

“We have to react before the smugglers react,” Austrian Interior Minister Gerhard Karner told public broadcaster ORF.

Austria, the Czech Republic and Slovakia all belong to the European Union’s visa-free Schengen zone where people can normally cross borders without getting checked. However, temporary border controls have repeatedly been reinstated in the past, whether to prevent the spread of the coronavirus in the early days of the pandemic or to stop migrants from entering illegally.

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Austrian Chancellor Karl Nehammer told reporters later on Wednesday that he would meet Hungarian President Viktor Orban and Serbian President Aleksandar Vucic next week to discuss the issue of migration.

“The states are not doing this for their own sake, but to fight organized crime and smuggling and to reduce the pressure from the borders,” Nehammer said in Vienna.

Austrian Chancellor Karl Nehammer, above, addresses the media during a joint press conference with Hungarian Prime Minister Viktor Orban in Vienna, Austria, on July 28, 2022. Austria announced that it will start checks at its border crossings with Slovakia in a move aimed at keeping migrants from entering.

Austrian Chancellor Karl Nehammer, above, addresses the media during a joint press conference with Hungarian Prime Minister Viktor Orban in Vienna, Austria, on July 28, 2022. Austria announced that it will start checks at its border crossings with Slovakia in a move aimed at keeping migrants from entering.
(AP Photo/Theresa Wey, File)

Austria introduced controls along its borders with Hungary and Slovenia in 2015, when more than 1 million migrants from war-torn countries like Syria, Iraq and Afghanistan entered the European Union. The Alpine country has repeatedly extended those controls, which remain in place.

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Back then, only about 8,500 migrants were detained in the Czech Republic, while this year so far 12,000 migrants have been detained, the Czech interior ministry said, adding that most of them were Syrians. A total of 125 human smugglers have been arrested in the Czech Republic this year, a significant increase compared with the previous years.

Most migrants don’t want to stay in the Czech Republic or Slovakia, but travel through them to reach wealthier places like Germany, Sweden or Austria.

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The Austrian border controls will initially be enforced at 11 crossing to Slovakia for 10 days.



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